Loan Against Property
Unlock the Value of Your Property
Get substantial funds by leveraging your residential or commercial property. Our LAP loans offer high loan amounts at competitive interest rates.
Apply NowStarting from
8.50%
Interest Rate
up to
₹10 Crores
Loan Amount
customized
15 Years
Max Tenure
variable
0.5-1%
Processing Fee
Key Features
- Loan amount up to ₹10 Crores
- Interest rates starting from 8.50% p.a.
- Tenure up to 15 years
- Up to 70% of property value as loan
- Both residential and commercial property accepted
- Minimal documentation required
- Quick processing within 7 days
- No end-use restrictions
Benefits
High Loan Amount
Get up to ₹10 Crores based on property value.
Flexible Use
Use funds for business, education, or personal needs.
Lower Interest
Secured loans offer lower rates than unsecured loans.
Long Tenure
Repay comfortably over 15 years.
Apply for a Loan
Fill out the form and our team will contact you within 24 hours.
Frequently Asked Questions
Find answers to the most common questions about our loan products and services.
Yes, we are a fully registered Non-Banking Financial Company (NBFC) regulated by the Reserve Bank of India (RBI). We comply with all regulatory requirements and maintain the highest standards of governance.
Basic documents include Aadhaar Card, PAN Card, recent bank statements (last 3-6 months), salary slips or ITR (for self-employed), and address proof. Additional documents may be required based on the loan type.
For most loan types, we offer approval within 24-48 hours of receiving all required documents. Personal loans and gold loans can be approved on the same day in many cases.
Absolutely not. We maintain 100% transparency in our fee structure. All applicable charges including processing fees, prepayment charges, and late payment fees are clearly communicated before you sign the agreement.
Our interest rates start from 8.50% per annum and vary based on the loan type, amount, tenure, and your credit profile. We offer some of the most competitive rates in the market
Yes, you can prepay or foreclose your loan after a minimum lock-in period. Prepayment charges, if applicable, are nominal and clearly mentioned in your loan agreement.
We use ISO 27001 certified, bank-grade encryption and security protocols to protect your data. Your personal and financial information is never shared with third parties without your explicit consent.
We recommend contacting us immediately if you anticipate a missed payment. We work with customers to find solutions, including EMI restructuring. Late payment charges may apply as per the loan agreement.